Gifts of Life Insurance and Registered Funds

Gifts of Life Insurance and Registered Funds

Make caring for your community part of your life plan.

Gifts of life insurance and registered funds are meaningful ways to create lasting impact for people and families across Perth and Huron Counties—often without affecting your finances today. These gifts allow you to plan for the future while ensuring your generosity continues to support what matters most in our community.

Gifts of Life Insurance

Life insurance can be a powerful way to make a significant future gift with a relatively modest commitment today. By naming United Way Perth‑Huron as a beneficiary, or by transferring ownership of a policy, you can leave a lasting legacy of local care.

Common ways to give include:

  • Naming United Way Perth‑Huron as a beneficiary of an existing policy
  • Transferring ownership of an existing policy
  • Purchasing a new policy and naming United Way Perth‑Huron as owner
  • Donating a paid‑up policy

Each option has different financial and tax considerations. We encourage you to speak with your financial advisor to determine what’s right for you.

Registered Funds

You can also support the future of our community by naming United Way Perth‑Huron as a beneficiary of registered assets such as an RRSP, RRIF, TFSA, or other registered funds. These gifts are made through a simple beneficiary designation and typically do not require changes to your will.

Registered funds are often subject to significant taxation at the time of death. By designating United Way Perth‑Huron as a beneficiary, your estate may receive a charitable tax receipt that can help offset or reduce taxes owing—allowing more of your estate to support both loved ones and community impact.

A gift that stays relevant

s with all gifts to United Way Perth‑Huron, gifts of life insurance and registered funds support the most pressing needs across Perth‑Huron — just as we have for generations — helping ensure your legacy remains relevant as local needs evolve.

Let’s talk

Susan Faber
Director, Resource Development & Communications
United Way Perth‑Huron
Email: sfaber@perthhuron.unitedway.ca
Phone: 519‑271‑7730

The information above is general in nature and is not intended as legal or financial advice. We recommend consulting with your legal or financial advisor when considering any planned gift.